/* Suhani Katariya — SEBI RA · light theme inspired by sandcastles.ai */
:root{
  --bg:#f6f8fc; --bg-2:#eef2fa; --card:#ffffff; --ink:#0a1222; --ink-2:#3a4558; --muted:#5b6678;
  --line:#dfe5f0; --line-2:#cfd8e8; --blue:#014ce3; --blue-2:#2f6bff; --blue-soft:#e8efff; --navy:#020814;
  --ok:#0f7a4a; --warn:#9a5b00; --warn-bg:#fff6e5; --radius:20px; --shadow:0 1px 2px rgba(10,18,34,.04),0 12px 40px -12px rgba(1,76,227,.14);
  --fs:1rem; --head:"Host Grotesk",Inter,Arial,sans-serif; --body:Inter,Arial,sans-serif;
}
html.hc{ --bg:#fff; --bg-2:#fff; --card:#fff; --ink:#000; --ink-2:#000; --muted:#1b1b1b; --line:#000; --line-2:#000; --blue:#0033b3; --blue-soft:#fff; --shadow:none; }
html.hc a{text-decoration:underline}
html.ul a{text-decoration:underline !important}
html.fs1{font-size:112.5%} html.fs2{font-size:125%}
html.rm *,html.rm *::before,html.rm *::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto!important}}

*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink-2);font-family:var(--body);font-size:var(--fs);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--blue);text-underline-offset:3px}
h1,h2,h3,h4{font-family:var(--head);color:var(--ink);font-weight:500;letter-spacing:-.02em;line-height:1.12;margin:0 0 .5em}
h1{font-size:clamp(2.4rem,6vw,4.4rem);letter-spacing:-.035em}
h2{font-size:clamp(1.9rem,4vw,3rem);letter-spacing:-.03em}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.narrow{max-width:860px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
.skip{position:absolute;left:12px;top:-60px;background:var(--navy);color:#fff;padding:10px 16px;border-radius:10px;z-index:100;font-weight:600}
.skip:focus{top:12px}
:focus-visible{outline:3px solid var(--blue);outline-offset:3px;border-radius:6px}

/* Regulatory strip */
.strip{background:var(--navy);color:#dfe7ff;font-size:.8rem;text-align:center;padding:8px 16px;letter-spacing:.01em}
.strip b{color:#fff;font-weight:600}

/* Floating pill nav */
.nav{position:sticky;top:12px;z-index:50;margin:14px auto 0;max-width:1180px;padding:0 20px}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:16px;background:rgba(255,255,255,.78);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);border:1px solid var(--line);border-radius:999px;padding:8px 8px 8px 18px;box-shadow:0 8px 30px -14px rgba(10,18,34,.25)}
html.hc .nav-in{background:#fff}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.mark{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;display:grid;place-items:center;font-family:var(--head);font-weight:600;font-size:.95rem;letter-spacing:-.02em}
.brand-t{font-family:var(--head);font-weight:600;font-size:1.05rem;line-height:1.1}
.brand-t small{display:block;font-family:var(--body);font-weight:500;font-size:.68rem;color:var(--muted);letter-spacing:.08em;text-transform:uppercase}
.links{display:flex;gap:4px;list-style:none;margin:0;padding:0}
.links a{display:block;padding:8px 14px;border-radius:999px;color:var(--ink-2);text-decoration:none;font-size:.92rem;font-weight:500}
.links a:hover,.links a[aria-current="page"]{color:var(--blue);background:var(--blue-soft)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:999px;padding:8px 14px;font:inherit;font-weight:600;color:var(--ink);cursor:pointer}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 22px;border-radius:999px;font-family:var(--head);font-weight:600;font-size:1rem;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:transform .15s ease,box-shadow .2s ease,background .2s}
.btn-dark{background:var(--navy);color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.12),0 10px 24px -10px rgba(2,8,20,.6)}
.btn-dark:hover{transform:translateY(-1px);background:#0b1730}
.btn-blue{background:var(--blue);color:#fff;box-shadow:0 10px 26px -10px rgba(1,76,227,.7)}
.btn-blue:hover{transform:translateY(-1px);background:#0040c4}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line-2)}
.btn-ghost:hover{border-color:var(--blue);color:var(--blue)}
.btn-sm{padding:9px 16px;font-size:.9rem}
.btn-block{width:100%}

/* Hero */
.hero{position:relative;padding-top:88px;padding-bottom:40px;text-align:center;overflow:hidden}
.hero::before{content:"";position:absolute;inset:-10% -10% auto;height:620px;background:
  radial-gradient(600px 300px at 50% 0%,rgba(1,76,227,.16),transparent 70%),
  linear-gradient(var(--line) 1px,transparent 1px) 0 0/48px 48px,
  linear-gradient(90deg,var(--line) 1px,transparent 1px) 0 0/48px 48px;
  -webkit-mask-image:radial-gradient(ellipse at 50% 20%,#000 30%,transparent 72%);mask-image:radial-gradient(ellipse at 50% 20%,#000 30%,transparent 72%);opacity:.75;pointer-events:none;z-index:0}
html.hc .hero::before{display:none}
.hero>*{position:relative;z-index:1}
.pill{display:inline-flex;align-items:center;gap:8px;padding:6px 14px 6px 8px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:.85rem;font-weight:500;color:var(--ink);box-shadow:0 4px 18px -8px rgba(1,76,227,.35)}
.pill .dot{width:22px;height:22px;border-radius:50%;background:var(--blue-soft);display:grid;place-items:center;color:var(--blue)}
.hero h1{margin:22px auto 18px;max-width:900px}
.hl{color:var(--blue)}
.lede{max-width:640px;margin:0 auto 30px;font-size:1.12rem;color:var(--muted)}
.cta{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

.facts{margin:56px auto 0;display:grid;grid-template-columns:repeat(4,1fr);background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);text-align:left;overflow:hidden}
.facts div{padding:20px 22px;border-left:1px solid var(--line)}
.facts div:first-child{border-left:0}
.facts dt{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:600;margin-bottom:4px}
.facts dd{margin:0;font-family:var(--head);font-size:1.15rem;color:var(--ink);font-weight:500}

/* Sections */
section{padding:88px 0;scroll-margin-top:90px}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);margin-bottom:12px}
.sec-head{max-width:720px;margin-bottom:44px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head p{color:var(--muted);font-size:1.06rem}

.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.num{font-family:var(--head);font-size:.85rem;color:var(--blue);font-weight:600;background:var(--blue-soft);border-radius:999px;padding:3px 10px;display:inline-block;margin-bottom:14px}

/* About */
.about{display:grid;grid-template-columns:380px 1fr;gap:48px;align-items:center}
.portrait{position:relative;border-radius:28px;overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow);background:var(--bg-2)}
.portrait img{width:100%;aspect-ratio:3/4;object-fit:cover}
.portrait figcaption{position:absolute;left:14px;right:14px;bottom:14px;background:rgba(255,255,255,.9);backdrop-filter:blur(8px);border-radius:14px;padding:10px 14px;font-size:.85rem;color:var(--ink)}
.portrait figcaption b{font-family:var(--head);font-weight:600;display:block;font-size:1rem}
.kv{display:grid;grid-template-columns:auto 1fr;gap:10px 22px;margin:22px 0 0;font-size:.95rem}
.kv dt{color:var(--muted)}
.kv dd{margin:0;color:var(--ink);font-weight:500}

/* Plans */
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:stretch}
.plan{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow);overflow:hidden}
.plan.featured{border-color:var(--blue);box-shadow:0 0 0 1px var(--blue),0 22px 50px -20px rgba(1,76,227,.45)}
.plan-top{padding:26px 26px 22px;border-bottom:1px solid var(--line);background:linear-gradient(180deg,var(--bg-2),var(--card))}
html.hc .plan-top{background:#fff}
.plan-top .row{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:6px}
.tag{font-size:.72rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;padding:4px 10px;border-radius:999px;background:var(--blue-soft);color:var(--blue);white-space:nowrap}
.tag.risk{background:var(--warn-bg);color:var(--warn)}
.plan h3{font-size:1.45rem;margin:0}
.plan .desc{color:var(--muted);font-size:.93rem;margin:8px 0 18px;min-height:3.2em}
.price{font-family:var(--head);color:var(--ink);font-size:2.6rem;font-weight:500;letter-spacing:-.03em;line-height:1}
.price small{font-size:1rem;color:var(--muted);font-weight:500;letter-spacing:0}
.price-note{font-size:.8rem;color:var(--muted);margin-top:6px}
.tiers{list-style:none;margin:18px 0 0;padding:0;border:1px solid var(--line);border-radius:14px;overflow:hidden;background:var(--card)}
.tiers li{display:flex;justify-content:space-between;padding:10px 14px;font-size:.92rem;border-top:1px solid var(--line)}
.tiers li:first-child{border-top:0}
.tiers li span:last-child{font-weight:600;color:var(--ink);font-variant-numeric:tabular-nums}
.plan-body{padding:22px 26px 26px;display:flex;flex-direction:column;flex:1}
.plan-body .inc{font-size:.8rem;color:var(--muted);margin-bottom:10px}
.ticks{list-style:none;margin:0 0 20px;padding:0;flex:1}
.ticks li{position:relative;padding-left:30px;margin-bottom:11px;font-size:.95rem;color:var(--ink-2)}
.ticks li::before{content:"";position:absolute;left:0;top:3px;width:18px;height:18px;border-radius:50%;border:1.5px solid var(--blue);background:var(--blue-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M4 8.5l2.5 2.5L12 5.5' fill='none' stroke='%23014ce3' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/12px no-repeat}
.caution{font-size:.8rem;line-height:1.5;color:var(--warn);background:var(--warn-bg);border-radius:12px;padding:10px 12px;margin-bottom:16px}
.fine{font-size:.78rem;color:var(--muted);text-align:center;margin-top:10px}

.notice{display:flex;gap:14px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:14px;padding:18px 20px;margin-top:28px;font-size:.92rem}

/* Fee rules */
.rules{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.rule{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px}
.rule h3{font-size:1.05rem;margin-bottom:6px}
.rule p{font-size:.92rem;margin:0;color:var(--muted)}

/* Will-not band (dark, like sandcastles) */
.band{background:var(--navy);color:rgba(255,255,255,.82);border-radius:32px;padding:56px;position:relative;overflow:hidden}
.band::after{content:"";position:absolute;inset:auto -20% -60% -20%;height:300px;background:radial-gradient(closest-side,rgba(47,107,255,.45),transparent);pointer-events:none}
html.hc .band{background:#000}
html.hc .band::after{display:none}
.band h2,.band h3{color:#fff}
.band .eyebrow{color:#8fb0ff}
.nots{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;position:relative;z-index:1}
.nots div{border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.04);border-radius:16px;padding:20px}
.nots b{font-family:var(--head);color:#fff;font-size:1.05rem;display:block;margin-bottom:4px}
.nots p{margin:0;font-size:.9rem}

/* Steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:16px;list-style:none;padding:0;margin:0}
.steps li{counter-increment:s;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px}
.steps li::before{content:"STEP " counter(s);display:block;font-size:.75rem;font-weight:600;letter-spacing:.12em;color:var(--blue);margin-bottom:10px}
.steps b{display:block;font-family:var(--head);color:var(--ink);font-size:1.08rem;font-weight:500;margin-bottom:4px}
.steps span{font-size:.9rem;color:var(--muted)}

/* FAQ */
details{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:0 22px;margin-bottom:12px}
summary{cursor:pointer;list-style:none;padding:18px 0;font-family:var(--head);font-weight:500;color:var(--ink);font-size:1.08rem;display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--blue)}
details[open] summary::after{content:"–"}
details>div{padding:0 0 18px;color:var(--muted);font-size:.95rem}

/* Contact */
.contact{display:grid;grid-template-columns:1.1fr 1fr;gap:20px}
.contact address{font-style:normal}
.contact .line{display:flex;gap:12px;padding:14px 0;border-top:1px solid var(--line)}
.contact .line:first-of-type{border-top:0}
.contact .line dt{min-width:120px;color:var(--muted);font-size:.9rem}
.contact .line dd{margin:0;color:var(--ink);font-weight:500}

/* Compliance page */
.doc-hero{padding-top:64px;padding-bottom:24px}
.doc{display:grid;grid-template-columns:250px 1fr;gap:40px;align-items:start;padding-bottom:80px}
.toc{position:sticky;top:96px;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:18px}
.toc p{font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin:0 0 8px}
.toc ol{list-style:none;margin:0;padding:0}
.toc a{display:block;padding:6px 10px;border-radius:10px;color:var(--ink-2);text-decoration:none;font-size:.9rem}
.toc a:hover{background:var(--blue-soft);color:var(--blue)}
.doc article>section{padding:0 0 18px;margin:0 0 22px;border-bottom:1px solid var(--line)}
.doc article>section:last-child{border-bottom:0}
.doc h2{font-size:clamp(1.6rem,3vw,2.1rem);margin-top:8px}
.doc h3{margin-top:1.4em;font-size:1.12rem}
.doc ul,.doc ol.list{padding-left:1.2em}
.doc li{margin-bottom:.45em}
table{width:100%;border-collapse:collapse;font-size:.92rem;background:var(--card);border:1px solid var(--line);border-radius:14px;overflow:hidden}
th,td{text-align:left;padding:11px 14px;border-top:1px solid var(--line);vertical-align:top}
th{background:var(--bg-2);color:var(--ink);font-weight:600;font-size:.85rem}
.tbl{overflow-x:auto;margin:14px 0}

/* Footer */
footer{background:var(--navy);color:rgba(255,255,255,.75);padding:64px 0 28px;margin-top:40px;font-size:.92rem}
html.hc footer{background:#000;color:#fff}
footer a{color:#fff;text-decoration:none}
footer a:hover{text-decoration:underline}
.f-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
footer h2{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:#8fb0ff;font-family:var(--body);font-weight:600;margin-bottom:14px}
footer ul{list-style:none;margin:0;padding:0}
footer li{margin-bottom:8px}
.f-name{font-family:var(--head);color:#fff;font-size:1.3rem;margin-bottom:6px}
.f-legal{border-top:1px solid rgba(255,255,255,.14);margin-top:40px;padding-top:22px;font-size:.82rem;line-height:1.6}
.f-legal p{margin:0 0 8px}

/* Accessibility panel */
.a11y-btn{position:fixed;right:18px;bottom:18px;z-index:60;width:52px;height:52px;border-radius:50%;background:var(--blue);color:#fff;border:3px solid #fff;box-shadow:0 10px 30px -8px rgba(1,76,227,.7);cursor:pointer;display:grid;place-items:center}
.a11y-panel{position:fixed;right:18px;bottom:82px;z-index:60;width:min(300px,calc(100vw - 36px));background:#fff;border:1px solid var(--line-2);border-radius:18px;padding:18px;box-shadow:0 20px 50px -14px rgba(10,18,34,.4);color:#0a1222}
.a11y-panel[hidden]{display:none}
.a11y-panel h2{font-size:1.05rem;margin-bottom:12px}
.a11y-panel .opts{display:grid;gap:8px}
.a11y-panel button{font:inherit;font-size:.92rem;text-align:left;padding:10px 12px;border-radius:12px;border:1px solid var(--line-2);background:#fff;color:#0a1222;cursor:pointer;display:flex;justify-content:space-between}
.a11y-panel button[aria-pressed="true"]{background:var(--blue-soft);border-color:var(--blue);color:#0033b3;font-weight:600}
.a11y-panel .fsz{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.a11y-panel .fsz button{justify-content:center}
.a11y-panel a{font-size:.85rem}

.reveal{opacity:0;transform:translateY(14px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
html.rm .reveal,html.no-js .reveal{opacity:1;transform:none}

@media (max-width:980px){
  .plans,.grid3,.rules,.nots{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .about{grid-template-columns:1fr;gap:28px}
  .portrait{max-width:380px}
  .facts{grid-template-columns:1fr 1fr}
  .facts div:nth-child(3){border-left:0}
  .facts div:nth-child(n+3){border-top:1px solid var(--line)}
  .f-grid{grid-template-columns:1fr 1fr}
  .doc{grid-template-columns:1fr}
  .toc{position:static}
  .contact{grid-template-columns:1fr}
}
@media (max-width:760px){
  .menu-btn{display:block}
  .links{display:none;position:absolute;left:20px;right:20px;top:64px;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:20px;padding:10px;box-shadow:0 20px 40px -16px rgba(10,18,34,.3)}
  .links.open{display:flex}
  .nav-cta{display:none}
}
@media (max-width:640px){
  .wrap{padding:0 16px}
  .nav{padding:0 12px}
  section{padding:64px 0}
  .hero{padding-top:56px;padding-bottom:24px}
  .portrait{max-width:300px;margin:0 auto}
  .pill{font-size:.78rem}
  .plans,.grid3,.grid2,.rules,.nots,.steps,.f-grid{grid-template-columns:1fr}
  .band{padding:36px 22px;border-radius:24px}
  .kv{grid-template-columns:1fr;gap:2px}
  .kv dd{margin-bottom:10px}
  .contact .line{flex-direction:column;gap:2px}
  .strip{font-size:.74rem}
}
@media print{.nav,.a11y-btn,.a11y-panel,.strip{display:none}body{background:#fff}}


/* ---- Extra accessibility controls (added 2026-10-09) ---- */
.a11y-panel{max-height:calc(100vh - 100px);overflow-y:auto}
html.inv{filter:invert(1) hue-rotate(180deg);background:#fff}
html.inv img,html.inv video,html.inv picture,html.inv .a11y-btn,html.inv .a11y-panel{filter:invert(1) hue-rotate(180deg)}
html.ds{filter:grayscale(1)}
html.inv.ds{filter:invert(1) hue-rotate(180deg) grayscale(1)}
html.rf{--head:Verdana,Tahoma,Arial,sans-serif;--body:Verdana,Tahoma,Arial,sans-serif}
html.rf body,html.rf h1,html.rf h2,html.rf h3,html.rf h4{font-family:Verdana,Tahoma,Arial,sans-serif !important;letter-spacing:.03em;word-spacing:.12em}
html.rf body{line-height:1.8}
html.bc,html.bc *{cursor:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='48' height='48' viewBox='0 0 24 24'%3E%3Cpath d='M4 2l16 11-7 1.5 4 7.5-3 1.5-4-7.5L4 21z' fill='%23000' stroke='%23fff' stroke-width='1.4' stroke-linejoin='round'/%3E%3C/svg%3E") 8 4, auto !important}
html.fh *:focus,html.fh *:focus-visible{outline:3px solid #ffb000 !important;outline-offset:3px !important;box-shadow:0 0 0 6px rgba(10,18,34,.65) !important}
.rg-bar{position:fixed;left:0;right:0;height:16px;transform:translateY(-50%);background:rgba(255,214,0,.30);border-top:2px solid #0a1222;border-bottom:2px solid #0a1222;pointer-events:none;z-index:59;display:none}
html.rg .rg-bar{display:block}


/* === WCAG 2.2 SC 1.4.10 Reflow fixes (IAAP audit, Oct 2026) === */
.doc{grid-template-columns:minmax(0,250px) minmax(0,1fr)}
.doc>*,.facts>div,.f-grid>*,.hero h1{min-width:0}
h1,h2,h3,p,li,dd,td,th,a,address{overflow-wrap:anywhere}
img{max-width:100%;height:auto}
@media (max-width:980px){
  .doc{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:640px){
  .facts{grid-template-columns:1fr}
  .facts div{border-left:0}
  .facts div+div{border-top:1px solid var(--line)}
  .tbl table,.tbl tbody,.tbl tr,.tbl th,.tbl td{display:block;width:100%}
  .tbl th{border-bottom:0;padding-bottom:2px}
}
@media (max-width:400px){
  h1{font-size:2rem}
}